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According to RealtyTrac’s website there have been over 2 million foreclosures in 2007. The top three foreclosure states are California, Texas and Florida. According to the Mortgage Bankers Association, 1 out of every 200 homes will be foreclosed. If you are facing foreclosure, put away those credit cards and stop charging. Put yourself on a spending plan immediately. Contact your lender’s litigation or foreclosure department to inform them you are having a financial hardship. Monitor your finances until your other debts are paid off so you don’t get into the same situation in the future. Confirm the agreement with your lender in writing. Be sure to consult a tax advisor to…
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